Coverage lines

Insurance built line-by-line for industrial contractors.

Each policy below addresses a specific exposure in industrial contracting — from the CPL a standard GL excludes to the high-hazard workers' comp your plant maintenance crews require.

Essential coverage

General Liability Insurance

Third-party bodily injury, property damage, and completed-operations liability for industrial contractors working in plants, refineries, and heavy industrial facilities.

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Workers' Compensation

High-hazard workers' comp for industrial contractors — crane operators, ironworkers, pipefitters, riggers, and plant maintenance crews with proper industrial class codes.

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Industrial General Liability

Specialty GL for industrial facilities, oil & gas, refinery, and chemical plant contractors — covering the unique hazards of industrial site work that standard GL excludes.

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Commercial Auto Insurance

Coverage for the heavy-duty trucks, service vehicles, cranes, and specialized equipment transporters industrial contractors operate on and off job sites.

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Contractors Pollution Liability

Environmental coverage for industrial contractors working in refineries, chemical plants, and hazardous material environments — covering third-party claims from pollutant releases during operations.

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Commercial Umbrella Insurance

Excess liability coverage above underlying GL, auto, and workers' comp — providing the high limits industrial plant owners and energy companies require on their contractor certificates.

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Tools & Equipment Insurance

Coverage for the specialized tools, portable equipment, scaffolding, and rigging gear industrial contractors bring to job sites — against theft, damage, and breakdown.

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Contractor Bonds & Surety

Performance bonds, payment bonds, license bonds, and maintenance bonds for industrial contractors required by plant owners, operators, and government agencies.

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Not sure which lines you need?

Most industrial contractors bundle GL + workers' comp + CPL + commercial auto into one coordinated program. We'll build the right mix in one call.