Contractor Bonds & Surety for industrial contractors

A maintenance bond (or warranty bond) guarantees that the contractor will remedy defects in completed work for a specified period after project completion. Industrial plant owners sometimes require maintenance bonds on critical equipment installations or structural work.

Often yes through specialty surety markets. Bond underwriters evaluate your full financial picture — assets, work history, backlog, and management experience — not just credit score. We work with sureties that take a holistic view of industrial contractor bonding capacity.

A performance bond guarantees you'll complete the project per contract terms. A payment bond guarantees you'll pay subcontractors and suppliers for work on the project. Many government and large industrial projects require both — referred to as a performance and payment bond (P&P bond).

Simple license bonds can often be issued same-day or next-day. Performance and payment bonds for larger projects require financial review and typically take a few days to a week. We move as fast as possible when a bid deadline or contract date requires quick turnaround.

Cost depends on the type of industrial work, payroll, OSHA classification, tools and equipment value, and loss history. We quote your actual operation in about 15 minutes — never a generic estimate.

Yes. Contractors Choice Agency is licensed in all 50 states and writes industrial contractor programs for firms whether your crews work in Texas, Louisiana, Ohio, California, or anywhere in the country.

Typically 15 minutes on a call. More complex industrial programs may take a day or two to place with the right specialty markets, but we move fast and set expectations up front.

Often yes. We have admitted and E&S markets for industrial contractors declined over OSHA history, high-hazard classifications, or prior industrial loss runs. Bring us your situation and we'll find a market.

Usually yes. A coordinated program closes gaps between GL, workers' comp, CPL, and auto — and is typically cheaper and cleaner than separate policies from separate carriers.

A.M. Best ratings reflect a carrier's financial strength. We place coverage with A-rated carriers so the coverage is there when a plant injury, a pollution claim, or a major equipment loss hits.

Yes. These are our primary markets. We specialize in the specialty GL, CPL, and high-hazard workers' comp required for refinery, chemical plant, and pipeline contractor work.

Industrial workers are classified into specific codes — crane operators, ironworkers, riggers, pipefitters, millwrights, plant maintenance mechanics. Each carries a different rate reflecting that trade's injury history. Correct codes are critical for accurate premium and coverage.

Types of work performed, facility types (refinery, chemical plant, pipeline), crew size and payroll, OSHA classification history, tools and equipment value, revenue breakdown, current coverage, and 5 years of loss history. More detail means a more accurate quote.

Yes. Contractors Pollution Liability covers pollution incidents during your operations — chemical spills, fuel releases, fume and dust events, and other pollution events that standard GL excludes.

With a tools and equipment policy, yes. Standard property coverage often excludes portable equipment off premises. Tools and equipment insurance covers your equipment — on job sites, in transit, and in storage.

We add waiver of subrogation endorsements to your GL and workers' comp as required by the facility owner. This is a standard requirement in industrial contractor certificates and we structure your policy to accommodate it.

Yes. If your crews work at multiple facilities, we build one coordinated program covering all locations with no gaps between sites — and producing the certificates each facility owner requires.

Yes. Turnarounds and shutdowns are high-exposure periods with large crews in concentrated spaces. We structure programs that reflect turnaround payroll and the specific hazards of intensive industrial maintenance work.