Built by people who know the trades, for industrial contractors.
Industrial Contractor Insurance is the industrial-focused division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when a CPL exclusion or wrong workers' comp code shows up in a denied claim.
- Licensed in all 50 states
- Founded 2005 — 20+ years
- Industrial contractor specialists
- 15-minute quote turnaround
- 2-hour claims response
- A.M. Best A+ carrier partners
From the jobsite to the agency.
Josh Cotner ran equipment, read OSHA compliance requirements, and filed certificates before founding CCA in 2005. That background is why we understand what's at stake when a plant-maintenance workers' comp audit blows up or a CPL claim hits a standard GL exclusion.
Contractors Choice Agency founded
Josh Cotner opens CCA in Chandler, AZ, after years in the trades — built to insure contractors, industrial firms, and specialty operators the right way.
Expanded to industrial specialty markets
After placing programs for dozens of commercial contractor categories, CCA extends expertise to industrial contractors with refinery, chemical plant, and pipeline exposure.
Dedicated industrial contractor division
Industrial Contractor Insurance focuses CCA's expertise on industrial contractors — firms where CPL, high-hazard workers' comp, and industrial GL are the real risks.
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Industrial contractors and plant maintenance crews insured
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Years placing industrial contractor programs
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Average quote turnaround
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States licensed & writing
Four things we won't compromise on.
Industrial-first, always
Josh spent years in the trades before starting the agency. We understand OSHA hazard classifications, plant owner certificate requirements, and what happens when coverage fails on an industrial job.
Coverage that closes the gaps
CPL exclusions, misclassified industrial labor, and industrial site GL limitations — we address the risks standard commercial markets miss.
A-rated markets only
We shop carriers with the financial strength and industrial contracting experience to be there when a plant-maintenance injury, a pollution release, or a tools-and-equipment theft hits.
Honest, no-pressure advice
If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your industrial operation actually requires.
Ready to protect your industrial contracting firm?
Get a 15-minute quote from specialists who understand industrial contractor hazards — refinery GL, plant maintenance workers' comp, CPL, and high-limit umbrella.